Recently I was in Marks and Spencer and as I passed the bank one of the employees asked if I had an M&S credit card. When I replied that I had, she said if I opened a bank account with them, they could pay my credit card bill every month. Obviously she meant with my money! I said I paid it on the internet. She looked amazed. “At you age!” she said. She then tried to cover up her faux pas by saying not many old people use the internet, but I know a lot of them do! I am old. I am 82 and I know a lot of old people suffer with memory problems, but not everyone’s brain flies out the window when they get old.